Why Now Is the Best Time to Buy A Home

In hard economic times like these, the last thing probably on your mind is purchasing a house. The economy is tanking and it is bringing down the housing market making the real estate more affordable than ever! It is a devastating time for those unfortunate homeowners who are losing their homes to the bank, but some people can look to this as an opening. If you can afford the down payment, why not take a plunge into this one in a lifetime opportunity.

According to the National Association of Realtors' housing affordability index, homes are more affordable now than any other time since the 1970’s. Because of foreclosures, banks are desperately trying to get rid of all these homes they have possessed with lower rates in hopes of initiating a buyer’s market. Not only are the banks making the housing price incredibly low, they are changing their mortgage rates. Rates on 30-year fixed-rate mortgage have reached a level not seen in decades. In July, the 30-year fixed-rate mortgage averaged 5.42%, according to Freddie Mac's weekly mortgage survey. Another benefit to purchasing a home today is that you can receive a federal credit of up to $8,000 for buyers who haven't owned a home in the past three years.

They are many reasons why now is the best time to purchase a home. There is a plentiful supply of unsold existing homes desperate to be sold. This is because of the buyers have more to choose from causing housing rates to go way down so everyone can compete. Also banks are willing to negotiate with you, they have reduced mortgage rates and even down payment amounts so you can take the house off of their hands. Houses are nearly at half of what they used to be, and this may be an excellent opportunity for you to jump on the bandwagon and buy the house of your dreams for less. And when you do move into your dream home make sure you get help, professional movers are willing to negotiate a fair price for their services.

Moving Stress

The American lifestyle is demanding and stressful. We are all victims of the “rat race” particularly during difficult economic periods. Balancing work, family, spirituality and leisure can be very complex considering the many minute tasks that come in-between our most essential responsibilities. Moving is a nuisance, but can also be vital for our business or personal lives. It entails time and money and whenever these assets come into play, stress is almost always present. According to the Employee Relocation Council moving is one of the most stressful events along with divorce and death. Seeking a San Diego mover to help you is something to strongly consider. Many moving companies concentrate on the tangible, but Across Town Movers, one of the relocation companies in San Diego, has been in the industry for over twenty years and we acknowledge the personal stress our clients may be experiencing. As a professional San Diego moving and storage business Across Town Movers recognizes we are moving your life and business and not just your furniture and equipment.
There are several methods and resources available to reduce or even eliminate moving stress. For example, giving yourself plenty of moving time, 7-8 weeks is suggested, this will allow you to prepare for the actual moving day. Unfortunately in countless circumstances we don’t have the luxury of time; as a result asking for assistance from a San Diego moving and storage company is the finest solution. Across Town Movers has sufficient resources and experience to make your next moving experience a stress free one.